financial planning

  • Budgeting is never easy. As you move and grow through life, your budget will evolve and change over time. They can be tough to stick to, and all too often we fall off the budgeting bandwagon not because we’re incapable of sticking to a budget, but because our budget just doesn’t fit our lifestyle anymore.

  • Relationships run through our lives every day. From family members to friends and coworkers, our daily habits rely on the relationships we cultivate. It seems natural for us to put work into maintaining the relationships we have with other people, but we also have relationships with objects-- tangible things that affect our lives sometimes as deeply as humans do. One of those objects we often forget we are in a relationship with is money.

    Money and personal finance makes up a large part of our livelihood and influences our daily habits and decisions. Like any other relationship, our relationship with money can turn toxic if we don’t pay attention.

  • Life expectancy is still steadily increasing, with no signs of slowing down. Women, in particular, have seen an extending lifespan in recent years. Right now, women have an average lifespan of 81 years! As biotechnology improves, it’s very likely that people will live well into their 90’s - or even past 100 years of age. While this is an exciting thought, it does require more detailed financial planning.

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